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Money-saving tips

5 ways to cut the cost of your car insurance

Simple, practical steps that can help bring your car insurance premium down.

Car insurance premiums have risen sharply in recent years, but there are still practical steps you can take to keep your costs down.

1. Shop around before renewal

Don't auto-renew without comparing — insurers often reserve their best prices for new customers.

2. Consider your excess

A higher voluntary excess can lower your premium, as long as you could comfortably afford it if you needed to claim.

3. Keep your mileage accurate

Overestimating your annual mileage can inflate your quote unnecessarily.